ATB Financial Mortgage Rates & Reviews
ATB Financial Background
ATB Financial is a crown corporation that is owned by the province of Alberta and operates as a financial institution. It offers personal banking, mortgage lending, loans and investment services. It is the largest financial institution in Alberta with over $55 billion in assets and 5,000 employees. It is headquartered in Edmonton Alberta serving 800,000 people through 170 branches.
ATB Financial Prime Rate
ATB Financial's Prime Rate is used as the basis for many of ATB Financial's lending products including variable rate mortgages, lines of credit, and HELOCs. Prime, or P, is normally combined with a spread to make up the final interest rate.
Current ATB Financial Prime Rate: 2.45%
ATB Financial Fixed-Rate Mortgages
| Term | Rate | Monthly Payment |
|---|---|---|
1-Year Fixed | 2.49% | $1,792 |
2-Year Fixed | 2.49% | $1,792 |
3-Year Fixed | 2.24% | $1,743 |
4-Year Fixed | 2.24% | $1,743 |
5-Year Fixed | 1.99% | $1,693 |
The rates shown are for insured mortgages with a down payment of less than 20%. You may get a different rate if you have a low credit score or a conventional mortgage. Rates may change at any time.
ATB Financial Variable-Rate Mortgages
| Term | Rate | Monthly Payment |
|---|---|---|
5-Year Variable | 1.65% | $1,628 |
The rates shown are for insured mortgages with a down payment of less than 20%. You may get a different rate if you have a low credit score or a conventional mortgage. Rates may change at any time.